Home Purchase
Our best mortgage options for homebuyers.
Conventional
Fannie Mae/Freddie Mac
3% Min Down Payment
620 Min Credit Score
Verified Income
$970,000 Max
Renovation Construction
Add-on Available
Single Family &
PUD 2-4 Family Homes
Condominiums Co-Ops
Mortgage Insurance
Optional
Low Rates
FHA
Ginnie Mae / HUD
3.5% Min Down Payment
580 Min Credit Score
Verified Income
$970,000 Max
Renovation Construction
Add-on Available
Down Payment Assistance
Available
Single Family & PUD
2-4 Family Homes
Mortgage Insurance
Required
Low Rates
VETERANS ONLY
Dept of VA
No Down Payment Required
100% Financing
500 Min Credit Score
Verified Income
$900,000 Max
Renovation
Construction
Add-on Available
Single Family & PUD
2-4 Family Homes Condominiums
VA Funding Fee Required
Low Rates
NON-CONFORMING
CDFI & Non-QM
10% Min Down Payment
500 Min Credit Score
$5,000,000 Max
Limited Income Verification
No Income Verification
Builder Construction
Available
LLC Investment Loans
Available
All 1-4 Unit Dwellings
Allowed
Non-Warrantable Condos
Allowed
No Mortgage Insurance
Required