Home Purchase

Our best mortgage options for homebuyers.

Conventional

Fannie Mae/Freddie Mac

3% Min Down Payment

620 Min Credit Score

Verified Income

$970,000 Max

Renovation Construction
Add-on Available

Single Family &
PUD 2-4 Family Homes
Condominiums Co-Ops

Mortgage Insurance
Optional

Low Rates

FHA

Ginnie Mae / HUD

3.5% Min Down Payment

580 Min Credit Score

Verified Income

$970,000 Max

Renovation Construction
Add-on Available

Down Payment Assistance
Available

Single Family & PUD
2-4 Family Homes

Mortgage Insurance
Required

Low Rates

VETERANS ONLY

Dept of VA

No Down Payment Required

100% Financing

500 Min Credit Score

Verified Income

$900,000 Max

Renovation
Construction
Add-on Available

Single Family & PUD
2-4 Family Homes Condominiums

VA Funding Fee Required

Low Rates

NON-CONFORMING

CDFI & Non-QM

10% Min Down Payment

500 Min Credit Score

$5,000,000 Max

Limited Income Verification

No Income Verification

Builder Construction
Available

LLC Investment Loans
Available

All 1-4 Unit Dwellings
Allowed

Non-Warrantable Condos
Allowed

No Mortgage Insurance
Required