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HELPFUL PEOPLE
GOOD LOANS
LOW RATES
Rate House helps you understand all of your options, then we shop 100+ banks to find your BEST RATE!
HELPFUL PEOPLE
GOOD LOANS
LOW RATES
Rate House helps you understand all of your options, then we shop 100+ banks to find your BEST RATE!
Our Low Down Payments
Our Simple Process
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1. Learn & Understand
Our Mortgage Experts will help you understand all of your mortgage options, including costs, rates and payments. Then YOU can decide which mortgage fits your needs.

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2. Get Qualified
Our Qualification Process only takes 8 minutes and can be done WITHOUT a Credit Report. Your Qualification Letter tells home sellers that you’re a serious buyer who can close quickly.

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3. Shop Homes
You start searching for the perfect home, once you’ve found it, we will process your entire mortgage application and coordinate a smooth closing.

Introducing Rate House Mortgage
Best Market Rates
30 Year Fixed Rate
DOWN PAYMENT
PROGRAM TYPE
3% or $8,740
Conventional
3.5% or $9,625
FHA
5% or $9,625
Conventional
10% or $25,000
Conventional
RATE APR w/PMI

Rate
Example

  • Home Purchase
  • $250,000 Home Price
  • Single Family
  • 700 Mid Credit Score
Easy to Understand Mortgages
  • $0 Origination or Application Fees
  • 15, 20, 30 Year Terms
  • Fixed Rates
  • 1 & 2 Family Homes
  • Condominiums
  • Home Renovation Loans

Our Mission
Rate House Mortgage Company believes that home ownership should be accessible and affordable for all deserving American Families. We believe home ownership is a cornerstone in our great culture and by creating more homeowners, we strengthen our communities, our economy, and our country. Our mission is to support home buyers by clearly explaining all of their mortgage options and helping them obtain their ideal mortgage at the best rate, terms, and fees. Please join us by becoming a new homeowner or being one of our team members who support home buyers.

Our Story
Rate House Mortgage was created by a team of experienced mortgage industry professionals. We wanted to build a mortgage company unlike any in the market. We wanted to help home buyers obtain an ideal mortgage that they can afford. If we simply helped our clients understand all their mortgage options, then delivered the best mortgage terms we could find, we knew we’d be successful. We’ve built that company and we provide UNBIASED, and UNFILTERED guidance. Because, by law, our compensation isn’t tied to your rate or terms. We receive the same small, predetermined amount, on every mortgage we process, from the banks or lenders in our network. We have nothing to gain or lose by which lender or program you choose. We’re just there to help you figure it all out. We process SIMPLE, LOW COST, LOW RATE Mortgages for Average American Families. We think it’s the BEST way for home buyers to get a mortgage today.

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